• Tertiary qualification in Finance, Commerce, Risk Management, Compliance, Law, or a related field.
• 2–3 years’ experience in AML, KYC, CDD, Compliance, Risk, or Financial Services.
• Working knowledge and practical application of Financial Markets Legislation, particularly FAIS and JSE Rules and Directives.
• Knowledge and experience in FICA/AML requirements.
• Exposure to FATCA, POPIA and Regulation 28 will be advantageous.
• Experience conducting client due diligence, KYC verification, risk assessments and investigations.
• Experience identifying and investigating PEPs, adverse media and high-risk clients/entities.
• Experience working with financial services processes, controls and regulatory frameworks.
• Experience with Microsoft Office Suite, particularly Excel.
• Exposure to AML/KYC systems such as ORMS and SIRON will be advantageous.
• Experience in process improvement, project coordination or system automation will be advantageous.

• Perform quality assurance checks on AML packs for new and existing clients.
• Conduct KYC/CDD screening, investigations and client risk assessments.
• Monitor AML systems and dashboards and ensure identified risks are addressed.
• Validate and verify client identification and KYC documentation.
• Identify, investigate and escalate PEPs, adverse media and other high-risk individuals or entities.
• Conduct Enhanced Due Diligence (EDD) on high-risk clients and related parties.
• Collaborate with internal stakeholders to ensure accurate and efficient client onboarding.
• Conduct research using internal and external databases to support effective due diligence.
• Oversee AML requirements relating to offshore account openings.
• Conduct ongoing CDD reviews on existing clients in line with AML and regulatory requirements.
• Maintain and update client records, including ownership and beneficial ownership information.
• Compile accurate and complete AML Refresh Packs.
• Investigate and escalate PEPs, adverse media and high-risk entities.
• Perform Enhanced Due Diligence on higher-risk scenarios.
• Manage client termination and exit processes in accordance with risk requirements.
• Support annual data maintenance and client review activities.
• Ensure adherence to FICA regulations and the Risk Management Compliance Plan.
• Monitor ongoing AML activities and proactively resolve identified issues.
• Lead and support AML initiatives and special business projects.
• Identify system and process gaps and implement appropriate improvements.
• Collaborate with the SIG AML Centre of Excellence and Sanlam Group on AML initiatives.
• Support regulatory reporting, including Section 27 requests and fraud-related cases.
• Contribute to knowledge sharing and collaboration across AML teams.
• Ensure operational processes are consistently executed in line with AML and regulatory frameworks.
• Identify opportunities to improve and automate AML processes and procedures.

• Analytical and critical thinking.
• Strong attention to detail and accuracy.
• Excellent written and verbal communication.
• Strong problem-solving and decision-making abilities.
• Proactive approach with strong initiative.
• High level of ownership and accountability.
• Excellent organisational and time-management skills.
• Ability to work effectively under pressure and meet deadlines.
• Assertiveness and confidence when dealing with complex or high-risk matters.
• Integrity and willingness to escalate issues when required.
• Strong interpersonal and stakeholder-management skills.
• Collaborative and team-oriented approach.
• Learning agility and intellectual curiosity.
• Adaptability and resilience.
• Customer-focused mindset.
• Innovative and improvement-driven approach.
• Ability to connect information, identify patterns and apply holistic business insight.